Our Services

Popular

Savings Account

Start your savings journey with our feature-rich savings account offering competitive interest rates and zero minimum balance.

Up to 6% interest per annum
Free debit card & chequebook
Mobile & Internet banking
Unlimited ATM transactions

Business

Current Account

Perfect for businesses and professionals with unlimited transactions and overdraft facility for smooth cash flow management.

Unlimited transactions
Overdraft facility available
Cash management services
Dedicated relationship manager

High Returns

Fixed Deposit

Secure your future with guaranteed returns. Flexible tenure options from 7 days to 10 years with attractive interest rates.

Up to 8.5% interest rate
Flexible tenure (7 days - 10 years)
Loan against FD available
Auto-renewal option

Low EMI

Home Loan

Make your dream home a reality with our affordable home loans. Quick approval and flexible repayment options available.

Interest rate from 8.25%
Up to 90% loan-to-value
Tenure up to 30 years
Tax benefits under Sec 80C

Instant Approval

Personal Loan

Get instant funds for any personal need. Minimal documentation and quick disbursal within 24 hours of approval.

Loan up to ₹25 lakhs
Quick approval in 2 hours
Flexible tenure (1-7 years)
Minimal documentation

For SME

Business Loan

Fuel your business growth with our customized business loans. Working capital and term loans available for all business needs.

Loan up to ₹50 crores
Competitive interest rates
Flexible repayment options
Expert business advisory

Rewards

Credit Card

Enjoy cashback, rewards, and exclusive offers on every purchase. Zero joining fee for the first year with premium benefits.

Up to 5% cashback
50 days interest-free credit
Airport lounge access
Fuel surcharge waiver

Free

Debit Card

Safe and convenient way to access your money. Use it worldwide for shopping, cash withdrawal, and online payments.

Global acceptance
Contactless payment
Free ATM transactions
Purchase protection

Protection

Life Insurance

Secure your family's financial future with comprehensive life insurance plans. Term and endowment plans available.

Cover up to ₹1 crore
Tax benefits under 80C
Critical illness rider
Flexible premium payment

Cashless

Health Insurance

Comprehensive health coverage for you and your family. Cashless hospitalization at 10,000+ network hospitals.

Coverage up to ₹50 lakhs
Cashless treatment
Pre & post hospitalization
No claim bonus

24/7

Mobile Banking

Bank on the go with our secure mobile banking app. Transfer funds, pay bills, and manage accounts from anywhere.

Instant fund transfers
Bill payments & recharges
Biometric authentication
Account statements

Secure

Internet Banking

Complete banking solution at your desktop. Manage all your accounts, apply for loans, and invest online securely.

256-bit SSL encryption
Multi-account management
Download statements
Investment services

Loan Type	Interest Rate	Max Amount	Tenure	Processing Time
Home Loan	8.25% - 9.5%	Up to ₹5 Crore	5 - 30 Years	5-7 Days
Personal Loan	10.5% - 18%	Up to ₹25 Lakh	1 - 7 Years	2 Hours
Business Loan	9.5% - 15%	Up to ₹50 Crore	1 - 20 Years	3-5 Days
Car Loan	8.75% - 12%	Up to ₹1 Crore	1 - 7 Years	2-3 Days
Education Loan	9.25% - 13.5%	Up to ₹50 Lakh	5 - 15 Years	3-4 Days

Frequently Asked Questions

Get answers to common questions about our services

What documents are required to open a savings account?

You need to provide your Aadhaar card, PAN card, one passport-size photograph, and address proof (utility bill, rent agreement, or passport). For online account opening, you can complete the entire process digitally using your Aadhaar-based e-KYC.

How long does it take to approve a personal loan?

Personal loan applications are typically approved within 2 hours if all documents are in order. For existing customers with good credit history, approval can be instant. The loan amount is disbursed within 24 hours of approval.

Can I apply for multiple services at once?

Yes, you can apply for multiple services simultaneously. For example, you can open a savings account and apply for a credit card in the same application. Our team will process all your requests together to save your time.

Is mobile banking safe and secure?

Yes, our mobile banking app uses 256-bit SSL encryption, biometric authentication, and multi-factor verification to ensure complete security. We also have 24/7 fraud monitoring systems to protect your account from unauthorized access.

What is the minimum credit score required for loans?

For personal loans and credit cards, we prefer a credit score of 700 or above. However, we also consider other factors like income stability, employment history, and existing relationships with the bank. Home loans may have different criteria based on the loan amount.

Are there any hidden charges for banking services?

No, we believe in complete transparency. All charges are clearly mentioned in the terms and conditions before you apply for any service. For basic savings accounts, there are no hidden charges. Any applicable fees are communicated upfront.